Tag Archives: Financial

New Theme, Page, Updates

If you haven’t noticed, I changed my site’s theme. I also rearranged some things and added a new page. I’m ridiculous! I’m constantly trying to make it better. I’m so OCD about everything, until my ADHD takes over.

Let me know what you think.
Feedback is always appreciated.

I really like the layout of this new theme on my laptop, but I’m not sure about the mobile view. That’s where I get tripped up. The menus and widgets show up differently. I should have checked the theme on all devices before I applied my changes, but I didn’t think about it at the time. I’ll most likely keep it for a while and experiment a bit.

What device you use the most when you’re visiting?
I can adjust more to the majority’s viewing preference.

I originally planned to add a coupon section to my Financial page, but things got out of hand. I ended up creating a new page for Savings Tips. I listed the steps that I take to help save money from before a transaction, to afterwards. I did my best to have it flow in that order. I have so much more information to add to both of these pages.

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Thank you!

Financial Babble

Since my last coupon post, I have contacted about 30 more companies. I didn’t receive any more coupons through the mail since Monday. I broke out of my shell for a moment. I made a post in a neighborhood app and a Facebook neighborhood group requesting any unwanted coupons. I actually received a few responses. Oh and I contacted a nearby friend of mine who has great experience in couponing. I have a bit more confidence in my journey. That’s my coupon update, which I didn’t see a need for it’s own post.

In other financial news, I recently received a call from my credit card company regarding a lower rate. I called them back today and found out it was a fraud call. However, while I had them on the phone, I asked what offers were available to me. It didn’t cost anything, but a few extra minutes. They upgraded me to a higher rewards card, so I’ll be receiving more cash back. It was totally worth those few minutes.

Every single day, I’m working on our finances. Whether it’s ways to save money or make money. I rarely impulse buy. I will jump through hoops to save. Then of course, the best part, the shopping while knowing that we have the extra money to do so. It makes it all worth it. Especially knowing what it’s like to not have the money. I’m grateful for anything extra I can do to better my family. Every little bit really does help.

Coupon Mission: Update 2

I don’t have much of an update, but I have made some progress.

So this weekend, I got the Sunday paper ads and coupons. I checked what deals I could get at Rite Aid and if it’s worth going through the trouble this week. It was, so I focused on their ad and what coupons I had on hand. I finally went shopping today and ended up spending $19.92 on Crest, ZZZQuil, 3 Pantene, and razors. I saved $22.37 between store deals and coupons. I also now have purchases tallying towards cash back. For example, spend $50 on P&G items and get $15 back. Not too terrible for my first trip back on the mega coupon wagon.

Yesterday, I received a stack of mail full of coupons from Daisy, Celestial Seasonings, Bush’s, Juicy Juice, Kelloggs, and Hostess. They also sent me letters advising of where I can get more coupons. I even got a few recipes too. I’m going to send out another batch of requests soon. Once I get through my list, I’ll post all of the companies that send me coupons.

The next thing I need to figure out is my plan for printing coupons. Since I rarely print, I have a subscription that allows me to print 15 pages a month for free. If I will be printing coupons, this will definitely increase fairly quickly.

Like I said, it’s not much of an update. But it is definitely progress.

Mission to Extreme Couponing

I’ve been flip flopping with coupons over the years. I don’t mean using some coupons here and there to save a few bucks. I mean the legit couponing, where you pay virtually nothing. When I used them religiously, I did fairly well. But certain things have caused me to fall off the wagon.

There was a time when I clipped every coupon. I got the big hot pink binder to file them and a smaller one to take to the store. I wandered through the aisles, attempting to follow my list, while checking deals, and fumbling through a binder full of coupons. No matter how prepared I thought I was, it was very overwhelming for me and I could never manage it properly. I get confused, forget to use a coupon, or get stuck calculating if it was even worth using. By the end of the shopping trip, I saved very little, was super stressed, and didn’t even buy all the things I needed. I ditched the binders and used a small envelope organizer. That didn’t help at all. Eventually I realized it was causing me way too much anxiety. From then on, if I managed to use a coupon I would just appreciate the savings.

Sometime later, I started using the Krazy Coupon Lady site/app. It really helped me a lot, giving me some guidance to get a handle on the process. KCL shows you where to find deals, coupons, policies, etc. I was getting about 20 packs of newspapers every week. I focused on CVS since it was the pharmacy I used, it was familiar to me, and they always had decent deals to begin with. I made my list of items with notes, got my coupon stack, and went shopping. I actually was able to get nearly all of my items for free. On some trips, they even paid me.

This was a wonderful thing…when it worked. A lot of times, I would sabotage myself by screwing something up or getting side tracked. The store would be out of an item and I’d have to rethink things, then my anxiety would take over. I ended up slacking off. Then there was no CVS where I moved to. I have a Rite Aid, but never really attempted it there. Or anywhere else.

I’m tired of seeing $300 grocery shopping bills. It’s out of control. I do buy a decent amount of stuff to stock up and fill both of our refrigerators, freezers, and pantry. But still, this is a huge amount of money when I know for a fact I could save more.

I am on a mission to be a for real couponer. I save money literally everywhere else on our household budget. I’ve done some research and made some notes. I already do the majority of the following, but I do need to start contacting companies and purchase more papers. Let’s see how much I can save going forward. I’ll be keeping a closer eye on this.

  • Newspaper inserts.
  • Get extra newspapers from Dollar Tree for $1 each.
  • Print coupons from the manufacturer’s site.
  • Reach out to companies to send you coupons.
  • Use apps for cash back.
  • Use store loyalty programs.

For more ways to save money, visit the Financial Tips page.

Amazon Mechanical Turk (MTurk)

Amazon is affiliated with so many things, but I recently found out about this.

Per their site: “Amazon Mechanical Turk (MTurk) is a marketplace for completion of virtual tasks that requires human intelligence. The Mechanical Turk service gives businesses access to a diverse, on-demand, scalable workforce and gives Workers a selection of thousands of tasks to complete whenever it’s convenient.”

Basically, you get paid small amounts to do small tasks. This includes things like surveys, extracting receipt information, provide search results, pulling info from a site, rate pics, and so on.

I would love to share a referral link for this, but I’m not able to locate anything. If you would like to try this, visit https://www.mturk.com/get-started. If you have an Amazon account, it is the same login info. You can also choose to be paid via Amazon gift card. I’m scheduled to get my first payout of $8.39 this Thursday. My goal is to have a higher payout next time around. I created a reminder to make sure I log in daily and complete a few tasks.

For more sites / apps like this, see the Financial Tips page.

YouGov Pulse

I’ve been working on getting more companies added to the Financial Tips page whenever I have a moment. YouGov Pulse VPN seemed to be a great one to add next. It’s an app that just runs in the background of your phone. Once in a while, I get a notification to reconnect it. Somehow my phone drops off. I think it’s because I have another similar app running so they are conflicting, but it hasn’t affected my earnings.

That’s literally all you need to do to accumulate points. I also receive emails on occasion to take a survey. They aren’t too lengthy and they pay out a decent amount of points. Since I’ve downloaded this, I’ve made $15. That’s pretty good since the most I do is a random survey.

Try it out with my referral link below and let me know what you think.
When you sign up and complete 4 surveys, we each get 2,000 points. https://today.yougov.com/refer/WktHlJgHs8IR26fxWx8YPA/

For similar apps that pay out, see the Financial Tips page.

Giftloop

This app has quickly become one of my favorites. You can make a few extra bucks doing quick tasks with little effort. The “coins” accumulate fairly quickly.

Giftloop has a continuous loop of screens that you swipe through. As you swipe, you come across several cat memes that you click on for 5 coins. In between the cats, there are also short videos to watch for 50 coins. You can complete offers, trials, install apps, take surveys, and more. They have a daily login bonus, along with other daily bonuses. For example, there’s a daily bonus for taking a survey. So, you get the coins for the survey itself, then collect an additional 750 bonus coins.

I have made $35 in Amazon gift cards since I’ve started using this app, near the end of last year. That’s not bad since I primarily just watch the videos, do an occasional survey, and collect my 5 coins whenever the cats pop up. Oh and I always have my phone set to collect coins whenever it’s charging. I would have cashed out more but I rarely complete the offers, apps, and trials. Since I’m really not testing out as many apps anymore, I think I will be using this one a little more often.

If you’re interested in trying Giftloop, use my referral link & let me know what you think: https://app.giftloop.co/r/93WYDMW.

For more apps like this, see the Financial Tips page.

Skullshine Sharing Some Savings

I’m obsessed with saving money and making a couple extra bucks. There’s too many apps out there that will supposedly help. I’ve gone through so much time researching and stressing to better myself financially. I figured it was a good time to begin sharing some of the things I’ve discovered along the way.

As with most things on my site, the Financial Tips page will be updated when possible. For the time being I have listed the companies that I have had the most success with cash back so far. Games, surveys, and much more will be added shortly.

Please feel free to share your experiences as well. Any feedback is also appreciated.

Thanks bunches!

LadySkullshine