TABLE OF CONTENTS:
- Maximize Savings
- Follow Sales
- Browser Extensions
- Payment Cards
- Scanning Receipts
- Other Savings
Next Page: Extra Money Tips
I literally take advantage of every possible bit of savings available before, during, and after every transaction. In the sections below, I explain the different options that I use. It’s in order, starting from before the transaction until after. It may take longer, but it’s worth the extra money that is saved. There are a lot of different scenarios, so it can get complicated. Don’t get overwhelmed. Just do what you can and develop your own ways to save. Every little bit helps.
I have listed the amount I have received so far next to the company names below. I try to keep it updated when I can. Everyone’s results will vary accordingly. Where I fall short, you may excel and vice versa. Also bear in mind that I’m in Pennsylvania USA, using an Android phone and a Windows 10 laptop. Some apps may not work for you due to platform, location, etc.
In the sections below, I listed the ways I have used to help save money. If you try any of the companies mentioned here, please use my referral links and codes. We both may receive an incentive. That alone, is a huge help to me. Thanks!
The key is to combine as much as possible to make the most of your money.
- Loyalty Programs. Save at the time of sale and on future purchases.
- Follow Sales. Check ads and sites that keep track of the best deals.
- Coupons. Paper, digital, codes, and more.
- Browser Extension. Finds coupons and sales at check out.
- Cash Back Apps/Sites. Third party offering cash back.
- Cash Back Payment Cards. Most bank cards do this anymore.
- Scan Receipts. I have about ten apps that I scan my receipts with.
- Rebates. Always look for these. A lot of times, you can do them online.
Example of a Domino’s Pizza order:
This is just to give you an idea of how a simple transaction can quickly become a project. But think of it as you are getting paid for the time spent, which really doesn’t take that long.
- Log in (site/app) to use get or use points towards a free pizza.
- Use coupon provided by Domino’s (site/app).
- A browser extension (site) shows a gift card with 7.8% cash back.
- Checkout using Samsung Pay (app) for cash back.
- I have my PayPal card attached, so I get more cash back.
- I scan/email my receipt to get points and cash back.
Sales generally rotate each week. One week I will stock up on tissues and dog treats, then laundry detergent and shampoo.
* Get sales ads in the newspaper.
* Check the sites of your favorite stores, and sign up for emails.
* Follow social media of couponers who provide tips. The Krazy Coupon Lady app is a great reference.
There are all sorts of coupons including printed, digital, manufacturer, store, coupon codes, and so on. To get the best results, I would recommend learning the rules for each store, the different kinds of coupons/ deals available, and what can be combined.
* Subscribe To Newspaper. They run specials for weekend delivery.
* $1 Papers at Dollar Tree. There’s a limit of 3 per day, Sat & Sun.
* Digital Coupons. A few stores let you clip (save) them on their site/ app.
* Kiosks. Some stores, like CVS, print special coupons in store.
* Manufacturer Site. Several companies have a printable coupon section.
* Third Party Sites. Print manufacturer’s coupons from sites like Coupons.com.
* Magazines. They often have coupons and samples tucked inside.
* In The Mail. I’ve contacted 100+ companies, and found very few will send any. But, I did manage to get a few high value coupons and samples.
Companies That Sent Me Coupons Via Mail: Blue (dog food), Bush’s, Celestial Seasonings, Chicken of the Sea, Daisy, Frito Lay, Hostess, Hungry Jack, Jif, Juicy Juice, Kellogg, Maruchan, Ocean Spray, OnCor, Quaker, Seventh Generation, Tyson
I also received samples from Degree deodorant, Breathe Rite strips, Seventh Generation detergent.
***Expired manufacturer coupons can be used by our overseas military, for up to six months past their date. You can mail them directly or send them to the Support Our Troops: Troopons Program. There’s some guidelines to this that I found on their site, so you really want to review it first.
I have several browser extensions downloaded on my laptop. When I’m shopping, they help me find the best deals.
Extensions Coming Soon.
Verify all of the requirements needed to receive cash back. Also, keep track of when you are paid. I placed a few online grocery orders before I realized I wasn’t getting paid and it was my own fault.
Paribus will scan your email for late deliveries, notify you, then help you to get your cash back. I’ve used it on a few Amazon orders.
Rakuten (aka Ebates) $11
I used to use Rakuten a lot more often, but they stopped paying for Amazon and a few others that I shop at.
Ref Code: 44753.
Cash Back Payment Cards:
A lot of cards give cash back on purchases anymore. I actually get a decent amount back, but then I make a lot of purchases on Amazon. I get most of my money back already for my items, plus cash back from my cards.
Capital One/QuickSilver Credit Card
I’ve used Capital One for several years and never had any problems with them. When you apply using my referral link, I will get an incentive. Thank you!
I save every single receipt, scan them with several apps, then log them in my budget spreadsheet. It takes very little time, and I get money back. So far this year, I’ve received $175+ in cash back using the following app and a few more I haven’t listed yet. The amounts listed below do not include my current pending balances. Over time, I’ve learned to wait to cash out because the payout is usually higher.
A few things to remember: Make sure you scan them before they have expired. Also, be sure to capture all of the required information when you scan your receipt.
Coin Out: $23
I scan every single receipt through CoinOut, and also email them my digital receipts as well. They give you random amounts for each one, and there is a daily scan limit. There is no minimum cash out amount, if you get an Amazon gift card or bank transfer. Otherwise, it’s a $10 minimum to transfer to PayPal. You can earn a $1 incentive if you let your balance hit $20.
Besides scanning receipts, you can also shop through the app for cash back, enter a contest, sign up for offers, and more
Ref Code: TAYT94E
Fetch Rewards: $41
Fetch Rewards has a minimum cash out of 3,500 points, which is $3.
Ref Code: E4HFT
Ibotta Ref Code: N32FQ
Inbox Dollars :
Receipt Hog : $30
Receipt Hog has a minimum cash out of 1,000 coins, which is $5. Keep an eye out for an occasional survey too.
There is no referral information to share. Last I checked, they weren’t taking any new members. I check back periodically, just in case this changes.
Receipt Pal: $35
You can scan most receipts with Receipt Pal. They also have sweepstakes that you automatically get entered in. They also give you bonus entries.
Ref Code: PPTWMPZJ
Swagbucks has a section each for Clothing, Hallmark, and Everyday Receipts. They need to be scanned within 14 days.
Swagbucks is also listed on the Extra Money Tips page, under Surveys.
I look for every possible savings on every day bills, shopping, and random things. Below is a mix of sites that you can save a few bucks on.
HP Instant Ink: Ink Replacement
HP Instant Ink monitors your printer’s ink levels and send you cartridges when you run low. They have a few different plans depending on how much you print. I have been using them for several years with my wireless HP Envy 4500, changing plans accordingly. Right now, I have the FREE plan, which allows up to 15 pages a month. I get charged $1 for each additional 10 pages. So, when I go over my pages, I still stay below the next plan’s price. I also still get ink cartridges sent to me whenever they notice I’m running low.
If you use my referral link, YOU will get a FREE month of printing. I’m supposed to get a free month too, but it’s already free for me.
Metromile: Car Insurance
I rarely drive, so Metromile makes perfect sense. I pay around $34 a month for two vehicles, with bare minimum coverage. This includes a base rate for each, plus miles driven. They respond quickly and are helpful.
If you get a FREE quote with my link, I will get a $25 gift card. Thank you!
Wish: Super Cheap Shopping
Wish has pretty much a little bit of everything. You can use coupon codes to save even more money. Shipping can be more expensive and take longer, but honestly the items I order are never a rush anyway.
When you use my referral code HZVSDYJ and make a purchase, I will receive $5.
This site is powered by WordPress since 2011. It’s just a few bucks for my site. I’ve spoken to them through chat and they have been helpful.
Thanks for visiting! If you try any of the companies mentioned here, please use my referral links and codes. We both may earn an incentive. That alone, is a huge help to me. Contributions also accepted via Venmo and PayPal. Thank you!
Continue to the next page for helpful ways to supplement your income.
Next Page: EXTRA MONEY TIPS
– A Few General Tips
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