Money Saving Tips


I literally take advantage of every possible bit of savings available before, during, and after every transaction. In the sections below, I explain the different options that I use. It may take longer, but it’s worth the extra money that is saved. There are a lot of different scenarios, so it can get complicated. Don’t get overwhelmed. Just do what you can and develop your own ways to save. Every little bit helps.

Maximize Savings

The key is to combine as much as possible to make the most of your money. But honestly, every little bit that you can do helps. Start with what you are comfortable with. You definitely want to keep track of pricing and sales. Also sign up for any Loyalty Programs available where you shop.

  • Coupons

There are all sorts of coupons including printed, digital, manufacturer, store, coupon codes, and so on. To get the best results, I would recommend learning the rules for each store, the different kinds of coupons and deals available, and what can be combined.

  • Subscribe To Newspaper. They run specials for weekend delivery.
  • $1 Papers at Dollar Tree. There’s a limit of 3 per day, Sat & Sun.
  • Digital Coupons. Clip (save) them on their site/ app.
  • Online Promotional Coupons. Use discount codes with online shopping.
  • Kiosks. Some stores, like CVS, print special coupons in store.
  • Manufacturer’s Sites. Several have a printable coupon section.
  • Third Party Sites. Print manufacturer’s coupons from other sites.
  • Magazines. They often have coupons and samples tucked inside.
  • In The Mail. Very few will send any, but I managed to get some high value coupons and samples too.
    • Blue dog food, Bush’s, Celestial Seasonings, Chicken of the Sea, Daisy, Frito Lay, Hostess, Hungry Jack, Jif, Juicy Juice, Kellogg, Maruchan, Ocean Spray, OnCor, Quaker, Seventh Generation, Tyson.

*Expired manufacturer coupons can be used by our overseas military, for up to six months past their date. You can mail them directly or send them to the Support Our Troops: Troopons Program. There are some guidelines to this on their site that you should review first.

  • Cash Back

Verify all of the requirements needed to receive cash back. Also, keep track of when you are paid. I placed a few online grocery orders before I realized I wasn’t getting paid and it was my own fault.

  • Credit Cards
  • Apps/Sites
    • RebatesMe
    • Rakuten
  • Amazon Shipping Credit
    • Paribus

Credit Cards

A lot of cards give cash back on purchases anymore. I actually get a decent amount back, but then I make a lot of purchases on Amazon. I get most of my money back already for my items, plus extra cash back from my cards.

I’ve used Capital One for several years and never had any problems with them. I get cash back all the time on my purchases. Try Capital One with my Referral Link.


There’s several different companies that offer a percentage of your cash back when you shop through their app or site. Some offer a higher percentage. Honestly, I haven’t taken the time to figure out who has the highest cash back yet. But these are the ones that I have been using.

  • Rakuten

Rakuten used to be known as Ebates. They give you a cash back percentage when you shop at certain stores. You can either use their site, app, or extension.

Try Rakuten with my Referral Link, and Code: 44753. Thank you!

  • RebatesMe

I originally created a RebatesMe account in February and received a $5 bonus. Then, I got a $1 bonus for installing the browser extension. Each time I place one of my Walmart orders, I click on RebatesMe to get 4.2% cash back.

Try RebatesMe with my Referral Link, and Code: 4FTZTR. Thank you!

Amazon Shipping Credit

Amazon has a policy that if a qualifying package is late, you could get a courtesy credit of $3 or $5 on a future purchase. Since I get a lot of deliveries, I can’t keep track of this very well. So, I rely on a free service to let me know when they are late. I’ve tried others, but they were not at all reliable. I was requesting credits on things that didn’t fall into their guidelines.

  • Paribus

Paribus is owned by Capital One. It will scan your Amazon orders for late deliveries, notify you, then help you to get your cash back. You can even do this if you have Prime.

When applicable, Paribus will send an email stating that they have detected a late delivery, and you may be eligible for compensation from Amazon. When you click the link, it takes you to their site. There will be a pop up with the steps, along with the order number, and a pre-written message for you to use in chat.

This does not go on your Amazon gift card balance. It will show up in your cart when you place an order. You’ll see it in the payment section with a checkbox for you to choose it.

For more ways to save on Amazon, see the All Things Amazon page.

Blog Posts

Disclosure: When you use my referral links, we both may receive an incentive from them. These small commissions add up for me, and are greatly appreciated. It also helps me to be able to spend more time finding and sharing great deals, savings, and ways to make a few extra bucks. Thank you!

For more financial information, seeSmile, Sparkle, Save!Financial Basics, Money Saving Tips, Scan Receipts, Rebating, Savings Page, Extra Money Tips. Everything else can be found on the Site Map.

2 thoughts on “Money Saving Tips”

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Smile, Sparkle, Save!

%d bloggers like this: