Category Archives: Financial

New Amazon Page

I may be addicted to Amazon. I definitely do a ton of shopping on and I realize that I talk about it often throughout my site. So, I just figured I would make a new page for All Things Amazon. It’s not yet complete. I have a bit more to add yet. Below is just an outline of what I have so far. Check out the new page for more information.

  • Discounts
    • Prime Discount
    • Coupons
    • Discount Codes
  • Cash Back
    • Late Delivery
    • Credit Cards
    • Scan Receipts
  • Gift Cards
    • Reload Promotion
    • Discounted
    • Free Gift Cards
  • Charity
  • Get Paid By Amazon

Go to the All Things Amazon page for more detailed information.


As I stated above, I plan to add some more information. Please check back anytime. Subscribe to get blog updates. Follow on social media for posts and more. I don’t always post the same information across all channels.


Let’s Talk About Receipts

Let me apologize ahead of time for the long post. As boring of a topic it may be for you, it’s actually profitable for me so I wanted to share a few points with you.

Let’s talk about receipts. You know that piece of paper that most of you either don’t take from the cashier or you just toss out right away. Do you know how bad I want to ask for your receipt? Seriously. It’s really awkward, so I don’t, but I’d like to.

If this is you, you’re literally throwing money away. Maybe not a lot, but it adds up. Eventually, it’s enough to pay for something you couldn’t afford before. Or maybe it will just be some extra pocket money. Either way, why not just take that receipt home and make some money off of it? Not to mention, with the cost of things going up these days, this helps to bring it back down. That’s how I think when I use my gas rewards points every month.

Okay, I got you take your receipt home. Now what? It depends on the type of person you are. I constantly change my routine. You can either just scan them right away, or place them somewhere till you have a few. Once you are ready, open the app and start scanning according to the instructions provided. They all seem to be slightly different.

I’ve tried most of them out and have a few favorites. Some of the apps let you link some of your loyalty cards, your email, or your Amazon accounts. I love this feature! Some let you forward receipts. There’s an app that makes you scan every single item purchased, which can be a bit much for me. Everyone is different so you may prefer that more than I do.

Oh, I know, it’s all just a pain in the butt no matter what. Who wants to bother with all that for a few cents? If it helps at all for you to know this, I do the bare minimum. I have all of my accounts linked for automated savings. Otherwise, I miss deadlines, I forget, I get overwhelmed, and so on. I often don’t stick to things for very long. Yet, so far, I’ve made a few hundred dollars back and I still continue to obsess over receipts.

I don’t expect to go through any of what I did when I first started out. I’ve spent so much time and effort trying out apps to get my money back any way I can. Then I share all the information I can with you. Also, I don’t just submit my receipts. I also use cash back credit cards, shop through cash back apps, use promotional codes, and more. Subscribe to follow my adventures of saving money.


Here’s just three of the many apps that I use for my receipts, along with some basic info. The links provided to each site are my affiliate links. In most cases, we both may receive a bonus when you use them to sign up. For more information about these or the other apps that I use, go to the Scan Receipts page.

  • Coupons . com

A lot of people know of the site Coupons.com for printing coupons. Now you can also get cash back from your shopping trips. You would need to add the digital coupons for each store you shop at. If your store loyalty card is linked, you’ll automatically receive a payment via PayPal when you shop. Some stores you will need to submit a picture of your receipt.

  • Fetch Rewards

Fetch Rewards lets you scan receipts, and also checks your email for digital receipts. This has been great for getting cash back from my Amazon purchases. I just added Giant as well. If you want to try them out, please use my referral link. My code is E4HFT.

  • Pogo

You don’t need to actually scan your receipts with Pogo. You can just link your Amazon, Walmart, PayPal, Walgreens, Target, and others. Every time the app picks up purchases, you’ll get a notification to claim your points. You can also take surveys, get location rewards, and more. Try Pogo with my referral link or use my code 7ZWBV, and connect an account.

To see the rest of the apps that I’m using, visit the Scan Receipts page.


For more financial information, seeSmile, Sparkle, Save!Financial Basics, Money Saving Tips, Scan Receipts, Rebating, Savings Page, Extra Money Tips. Everything else can be found on the Site Map.


Rebating And Promo Codes

I haven’t posted much lately and only moved a few things around recently. You’re welcome LOL.

Amongst my latest ventures, I’ve been learning all about Amazon promotional codes. The great part is that I’m also saving up to 100% off in the process. I know, I was already sparkling with savings and a crazy rebater before. But, I thought it was time to mix it up and branch out a bit more. I’m always super saving regardless. While rebating and promo codes both help save a tremendous amount of money on a great mix of items, I’ve learned they are definitely very different realms.

From what I have gathered so far, using a promotional code seems to be a much quicker process overall. It’s applied at checkout when you place your order for the specified item. I have found several groups on Facebook that will post deals that include promotional codes. When they do, you have to move quick or you’ll miss the deal. Sometimes, orders that seemed successful, end of cancelling. That’s pretty much it.

I feel that when you rebate, you have a little more time to think things through. This is good since there’s a bit more to consider. There’s wonderful third party companies and agents to work with, and also scammers to be careful of. I joined all sorts of Facebook groups that have been extremely helpful in a lot of ways. Usually, you buy the item up front for the full price, then you would need to retrieve your refund later. In some cases, you may have to chase it down a bit. There’s specific steps involved that must be followed in order to qualify for your rebate. These steps may vary depending on who you are working with.

Either way I go about it, I’m saving a ton of money. During pretty much any shopping that I do anymore, I always remind myself that I can get so many things that I’m looking at for either free or massively discounted elsewhere. I just have to consider the extra work, weighed against the end cost.

If you’d like to keep up with the items that I get every day, follow me on my Instagram and join my Facebook group.

*FYI: There’s a lot more involved information regarding rebating and using promotional codes that I really wanted to get into here. However, in an effort to keep this post minimal, I have omitted the extra details. I will be elaborating more at a later time via a post or a page update. Please check back for more.


Subscribe to follow my adventures in rebating and saving bunches of money. I also share ways to make a few extra bucks with surveys, games, online tasks, and so much more.


Stress Free Ink Refills

I’ve been seeing a lot of posts and comments out there recently about buying printer ink and all the stress that comes with it. Honestly, I didn’t realize that was still a thing. I haven’t dealt with this agony in several years. I never check my levels, I never run out, I never buy cartridges. I don’t do anything really, besides have a subscription. And, since I rarely print anything, it’s been FREE.

I have an HP Envy printer & use the HP Instant Ink subscription plan. They monitor my ink levels & send me new cartridges whenever I run low. They have a few different plans depending on how much you print and it can be changed as needed. I’m currently allowed up to 15 pages a month. If I go over that, I get charged $1 for each additional 10 pages, which is still less than the next price level.

* I haven’t checked their pricing recently, but for me its always been very affordable & helpful.


More Deals Info Coming Soon

People ask me how I find so many great deals. Honestly, I find them over the place. Besides all the rebates that I find, I also have several resources that I utilize for coupons, promotional codes, glitches, and more. I get notifications from Facebook, Instagram, Telegram, rebate companies, sellers, agents, and on and on. When I complete a deal, I log on my spreadsheet how I heard about it. Once a new company is verified, I add them here to my site.

With that said, things can get out of control. I’m already a constant train wreck and my brain is always going a thousand different directs at a million miles an hour. Now add rebating and snagging deals at super fast speeds. It can be time consuming and overwhelming. It can also get pretty hilarious when I literally forget what I bought nearly instantly. Every day is like my birthday when I open all my packages.

I must document everything, especially with the amount of shopping I’ve been doing. I’m horrible at follow up and like I said, I’m very scatterbrained, so I force myself to have a self checking system to capture as much info as possible and also minimize error.

When I have more time, I plan to go through my deal resources and post them here on the Deals page. Please check back later. In the meantime, check out the Rebating page or Smile, Sparkle, Save. Thanks!


Recent Rebates

Below are just a few of the things that I have received recently. In case you don’t already know, I manage to get a decent amount of useful items for my family, for little to no money at all. Actually the majority of it was free, after rebate. If anything, I just pay tax and possible PayPal fees.

In addition to rebates, I have several other resources to help me to save money. I use coupons, promotional codes, cashback apps, submit receipts, etc. I also belong to a lot of groups, and am signed up for alerts to all sorts of things. On top of all this, I also make extra money with certain apps, games, surveys, tasks, and more.

I’m going to start sharing more about the things that I come across. I really don’t want to spam my subscribers with email notifications, so I’ll try to limit this. Please follow my Instagram and join my Facebook group for additional posts. Thanks!


Rebates Me

Do you use RebatesMe to get cash back when shopping?

I created an account in February and received a $5 bonus. Then, I got a $1 bonus for installing the browser extension. Each time I place one of my Walmart orders, I click on RebatesMe to get 4.2% cash back. So far, I have accumulated $10.44.

Try them out with my referral link and you’ll get $5 too. My referral code is 4FTZTR. Thanks!



The Struggle Is Real

The struggle really is real, and is a major pain in the buttocks. I nearly threw in the towel and accepted defeat, once again. I had all sorts of plans to share a whole lot of information, updates, financial tips, the freebies I receive, and so much more. I really do want to help everyone I can, without pestering them.

Except, I encounter a slew of roadblocks along the way of trying to do this. I admit that a lot of this is in my head, literally. I have OCD, ADHD, Anxiety, Depression, and on, and on. I’m in a never ending battle with my own self. My mind is constantly going in a ridiculous amount of directions at triple speeds, and I can barely catch up. It’s exhausting, mentally and physically. I also have a ton of stomach issues that are triggered by every little thing. Then add some memory loss, chronic pain, and myalgia to the mix.

Not to mention, of course, being Mom always takes precedence over everything. I have two daughters, our Emotional Support dog, and several fancy rats that keep me on my toes. My youngest daughter has Autism, Tourette’s, DMDD, among other things. I stay in close proximity to her at all times and am always on alert. So it’s sometimes hard to manage other things as well.


I’m not saying any of this as an excuse or for sympathy. A lot of times, in some ways, I actually feel awkward discussing it in general. Yet, I also do want people to know what I experience on a regular basis. I think it helps to know where people are coming from.

A lot of things seem to be a constant struggle for me. It doesn’t matter how tiny or ginormous the issue may be. Nothing really dictates my response to things. For example, a stack of dishes could fall and smash everywhere and I’ll say it’s totally okay, as long as no one was hurt. But God forbid a cup is out of place in the cabinet. I will wreak havoc and lose my mind.


This is just a general recap of most of my sharing experiences…

I find a deal (or even anything in general) that I want to share, and have to decide where to post it. I think how it should be from a central location that can be shared from, but sometimes jump to a different platform. I get hyper focused, putting more thought into it, dissecting it, rewriting again. I want to include as much information as possible, but not be too wordy. I get side tracked a few times, I rethink how to word things, I wonder if anyone will really look at it and if so, what will they think of it, or of even of me. I start to second guess myself, and then my life. I get side tracked again. When I click the app again on my phone, I end up swiping it away. It is either lost forever or saved in my drafts, where I might look at it much later in the future when I’m cleaning things up.

I know, it just sounds like I’m being ridiculous and I should get over it. Believe me, I’ve tried. I push myself all of the time. Sometimes, somehow the more I try, the worse it gets. I can easily become a huge train wreck in no time.


So, in an effort to share deals quickly and easily, without having a mental breakdown or worrying about spamming everyone, I think I may make a Telegram channel. I’m still working out other platforms, so who knows. I also thought about making a blog post for each deal, but I’m pretty sure that my email subscribers would hate me and they will quickly unsubscribe. That would make me extremely sad.

If I decide to use this new channel, my intention is to post often throughout the day. In most cases, that won’t happen. But if it does, it shouldn’t bother anyone too much since they specifically signed up to be inundated with all sorts of savings tips, deals, money makers, rebates, and more.

I suppose I’ll create it and see how I feel about it. Unless of course, no one uses it?


Please don’t let me fall down another rabbit hole…

Does anyone even use Telegram? What is your favorite app to get notifications? Do you have any suggestions for the best ways to share deals quick/often? Comment below with any tips you may have for me.



Mistplay Game Boosts

Mistplay is an app that pays me to play games. I have already made $130 so far. When you use my referral link, I will receive extra points.

At the very least, I try to log into the Mistplay app daily and play for a few minutes. Then I’m able to collect a few streak bonus points (units).

Every so often, a game will be “boosted” for a limited time. This means that units are earned faster with an increased reward speed. I always install these games right away and play them as much as I can until the boost is over.

If you log in now, there are two boosted games. If you haven’t tried the app yet, please use my referral link. More information can be found on the Extra Money page.



Amazon Treasure Truck

Did you know that Amazon has a Treasure Truck?

What is the Treasure Truck?

Honestly, I initially envisioned this as the Amazon version of an ice cream truck driving through daily with all sorts of deals. It’s not quite like that.

This is what I have gathered from their site. Each day they will text you a new item being offered at a discounted rate. You can click the link to see if it’s still available, then order it. It is then shipped according to if you have Prime or not.

I originally heard about it in 2019 and signed up right away, but it wasn’t available yet in my area. I actually forgot about it until last month when I started receiving texts with their offers.

I most likely will not partake in any of the deals myself, but they may be of use to you or someone you know.

Follow Smile, Sparkle, Shine:

3:30 AM Rebating

While the normal people were asleep at 3:30 AM, my insomnia led me to some interesting rebates.

I managed to get some caramel clusters, a set of pink sparkly paw coasters, a Boba tea kit, and a trail camera.

I was mindlessly clicking and ordering random things. That’s nothing new. Then I received a message from an agent asking if I was interested in an item. Just a picture, no description. I asked what it was. A trail camera. Hmm okay, but I was still clueless. I Googled it and it seemed cool, so I agreed. She directed me to the product to purchase. It was $140! I kind of freaked out a bit to myself. I never spent that much for a rebate. I double checked who referred her and did some more research to calm my anxiety. I ordered it, then passed out.

I woke up the next morning thinking that I may need my kids to start taking my phone away from me at bedtime. 🤣

For more information about rebates, please visit the Freebies-Rebates page.

Cash App Referral Bonus

Cash App can be used to send and receive money for free. They also let you invest in stocks or Bitcoin with as little as $1. It is geared towards the app, but you can still access some features on the site. A physical “Cash Card” is also available.

I have been using Cash App since 2018. If you haven’t tried it yet and would like to make a few extra bucks*, please see my offer below. It’s been a little while since I last used it, so I had to download it again. When I did, I noticed the referral bonus. If you sign up with my link/code and then send at least $5 to someone, Cash App will pay you a $5 bonus. I will actually receive $15 from them. I’m not sure if it’s a limited time or not, but I was thinking that I would personally offer an additional $5 incentive to anyone that completes the full referral task. I just ask that you please send me a message referencing this offer so that I make sure you are rewarded.

Sign up with my referral information using the steps here to qualify.*

  1. Sign up with my Referral Link.
    • If you didn’t use link, enter Referral Code: MWQKVXX
  2. Link your debit card.
  3. Send someone at least $5, within 14 days.
  4. Receive $5 Cash App Bonus. (I’ll get $15)
  5. Send me a message re: Referral Offer.
  6. I’ll personally send you a $5 Thank You gift.*

Sign up must be verified.*

Thank you!


For more like this, visit Smile, Sparkle, Save.


A Few Updates

A lot has been going on so I haven’t had a lot of time to even grasp my thoughts long enough to share anything here with anyone. But, I have actually been doing a lot of updates around my site.

I added a new page called Smile Sparkle Save. It’s really just a table of contents type of page for the financial section of my site. I’ve made quite a few updates throughout those pages as well. They include Financial Basics, Extra Money, Savings Tips, Scan Receipts, and Freebies.

I also recently started adding a few picture pages. If anyone isn’t aware, I used to do a lot of photography and promoting of several local bands in my area. That’s how this site even originated. It’s focus has since changed quite a bit. At first, I moved anything LadySkullshine related to a tiny section on the About page. After a little bit of thought though, I decided that I would add a bunch of my old pictures. I have a lot more to add when I have a moment.

Please take a look around and check out the new look so far. Let me know what you think. If you get lost or want to discover more pages, visit the Site Map.

Thank you!
– LadySkullshine

My Favorite Extra Money Apps

I realize there is quite a bit of information on my site that may be overwhelming for some just getting started with these types of things. I thought I would focus on earning gift cards today and also showcase my favorite apps.


An easy fun start would be by playing games. As you play, the app tracks your gaming activity and you accumulate points towards gift cards. My favorite app is Mistplay. So far, I’ve made $120 from it.

Then you have your passive apps, ones that take minimal effort while you are multitasking. They may have other tasks like installing other apps, completing offers, surveys, and so on. My favorites include Giftloop ($40) so far, Lucky Money ($28), and MobileXpression ($75).

Surveys are a bit more involved. You can really make a decent amount of money with these. I have a hard time focusing so I fall short here. My favorites are Crowdtap ($40), and YouGov ($115).


For a lot more information about each of these app, please see the Extra Money page.


Rebate Rewards

I just added Rebate Rewards to the Freebies page. I’ve been using them for about a month. Right now, they are one of my favorite sites to get items for free after rebate. I’ve received almost $300 in all sorts of things.

I just ordered my fourth foot rest. I love them! They have so many uses. I also got an apron with a skull on it, a fairy lantern craft kit, a back stretcher with posture corrector, cocktail shaker, thermometer, UV sanitizer, and more.

Payouts are done through a digital check via checkbook.io. It is then deposited electronically to your bank.

If you try them out, please use my referral link. Thank you!


YouGov Survey Site

I just redeemed points for another $50 Amazon gift card from YouGov. This has been my third payout over the past year, for a total of $115.

I even missed several surveys, so I would have actually made a bit more than that since they are pretty generous with points

YouGov has been listed on my site for a while now, and I have written about it in the past. I just felt the need to share again, since it’s proving to provide a decent amount of extra money for the time spent on it.

If you are interested in trying out YouGov, please use my referral link. I will receive extra points, which I greatly appreciate.

Just so that you are aware, there are two apps. YouGov is the Panel app for surveys, which can also be done on a computer. YG Pulse is the app that runs in the background of your phone, automatically accumulating points.

Thank you!


So Many Great Rebates

If you’ve been following my social media, you’ll notice that I’ve been getting a lot more free items lately. I get packages all the time from Amazon, and sometimes another retailer mixed in there too. I’ve been really fortunate to come across all of these great deals.

I used to write reviews in exchange for free items. I did this for almost a year, and obtained quite a few useful items during that time. October of 2020, my Amazon account was wiped. That means that I can no longer write reviews. Rightfully so, it was against their terms. I’m not upset about it. I do miss the higher value items and the sites full of things available. But, I thought for sure I wouldn’t be able to get any more free merchandise at all. I was so wrong.

Since I’ve stopped doing reviews, I’ve come across more sites and Facebook groups that do no require them. Pretty much every single day, I order at least one item. They actually offer a lot of useful things too.

Some of the things I’ve recently received includes a bracelet, necklace, back stretcher, posture corrector, stretching bands, tote bag, 5 gallon growing pots, large makeup organizer, dress, jaw exercisers, shirt, gaming microphone, rechargeable lighter, pet food bowls, mousepad, a vacuum, and so much more.

Not bad for just purchasing items, then getting most of my money back shortly afterwards. Most of the time, I get all but taxes and PayPal fees. Sometimes, that’s covered too. There’s a few tedious things involved, like providing your order number, advising when received, and keeping your own records so you don’t lose track. But, it’s all worth it.

If you want to learn more about getting free items using rebates, visit the Freebies page. If you are already familiar with this process, check my list of sites to see if there’s any you haven’t tried yet. I will be adding more soon.


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I Love These Coupons Emails

I really do love getting these emails from Coupons.com.

This site have always been a great source for printing coupons. Most people don’t know that you can also link loyalty cards to your account. I have my Giant Food connected. You can then add digital coupons to your card through the site or the app. I always add all of them, just in case. Then these random emails pop up in my mailbox, like an added bonus.

Coupons.com is also another one of those sites that I use to scan my receipts. While some stores are linked, others are not. This includes Dollar General, Target, Walmart, and several more. So you’ll have to upload the receipt in this case. You also need to know the coupon that is being redeemed first because you’ll need to scan those items. It’s a little extra work, but you’re getting paid for it.

Why not sign up, if you haven’t already. If you have, make sure you’re taking advantage of all the savings.


For more like this, see the Savings Tips and the Scan Receipts pages.


Receipt Pal Cash Back

I just cashed out another $10 from Receipt Pal. That brings my total to $55 so far. That’s a decent amount just for scanning my receipts.

You can scan most receipts with the Receipt Pal app. They have sweepstakes that you automatically get entered into. You can connect multiple emails to be scanned for digital receipts. I also have my Amazon account connected.

Last I checked, you can get cards for Amazon, Target, Best Buy, iTunes, Lowe’s, Starbucks, VISA, and Walmart.

If you try them out, please use my referral code: PPTWMPZJ. Thank you!


For more apps like this, see the Scan Receipts page.


Scan Receipts Moved

In an effort to declutter my site a bit, I moved the section about scanning receipts to it’s own page. There’s a lot of sites listed and information included, so I thought it was justified. As an introduction, update, or a refresher, I am including all of the apps that I have listed on the new page here.

I haven’t talked much about scanning receipts lately. Basically, for those of you that don’t know, I save every single receipt from everything. I scan them with several apps, and then log them in my budget spreadsheet. It takes very little time, and I get some money back, so why not? So far, I’ve received $175+ in cash back using the following apps, and a few more I haven’t listed yet. I haven’t updated that amount recently, and the amounts listed below do not include my current pending balances. Over time, I’ve learned to wait to cash out because the payout is usually higher.


These are the apps that I am currently using to scan my daily receipts. I’m using a Droid phone, located in PA, USA. Please use my referral links so that we both may receive an incentive. Thank you!

  • Coin Out
  • Fetch Rewards
  • Ibotta
  • Inbox Dollars
  • National Consumer Panel
  • Receipt Hog
  • Receipt Pal
  • Swagbucks

  • Coin Out:

I scan every single receipt through CoinOut, and also email them my digital receipts as well. They give you random amounts for each one, and there is a daily scan limit. You can earn a $1 incentive if you let your balance hit $20, which is what I’m working on now.

Besides scanning receipts, you can also shop through the app for cash back, enter a contest, sign up for offers, and more.

So far, I have received $23 back.

Please use my referral code: TAYT94E.

  • Fetch Rewards:

Fetch Rewards lets you scan receipts, and also checks your email for digital receipts.. They have a minimum cash out of 3,500 points, which is $3.

This has been great for getting cash back from my Amazon purchases. I just added my Giant Direct as well. I’ve cashed out $41 so far.

If you want to try them out, please use my referral code: E4HFT.

  • Ibotta:

With Ibotta, you add the offer on the app, then scan your grocery receipts and then the items that you purchased. You will get cash back added to your balance. They have a cash out limit of $20.

Besides scanning your receipts, you can also get cash back from online shopping and buying gift cards.

I’ve earned $43.35 so far from this app. I’ve seen others making a lot of money back, if you do this right.

Now that I’m a lot more active with Ibotta, I’m inviting everyone to join my team for even more savings. You can use my referral link, or referral code “N32FQ“. When you do, I receive $10. We then work together towards more cash bonuses. Thank you!

  • Inbox Dollars :

Inbox Dollars is now taking receipts, but it doesn’t seem to work well for me. They are in a beta mode from what I was told.

This is also listed on the Extra Money page, under Surveys.

  • National Consumer Panel :

National Consumer Panel is slightly different. Instead of scanning your receipt, you scan each of your items. You will need to enter things like the price, if there was a sale, total receipt amount, if you used a loyalty card, and method of payment. They also accept things that are unable to be scanned, like take out and Amazon purchases.

NCP also has surveys to complete either on the app or online.

I couldn’t find any referral information, but still wanted to share since I just cashed out $25 from here.

  • Receipt Hog :

Receipt Hog has a minimum cash out of 1,000 coins, which is $5. Keep an eye out for an occasional survey too.

I’ve made $30 back from this one so far.

There is no referral information to share. Last I checked, they weren’t taking any new members.

  • Receipt Pal:

You can scan most receipts with Receipt Pal. They also have sweepstakes that you automatically get entered in. They also give you bonus entries.

So far, I have cashed out $35 in Amazon gift cards.

If you sign up, please use my referral code: PPTWMPZJ

  • Swagbucks:

Swagbucks has a section each for clothing, Hallmark, and everyday receipts. They need to be scanned within 14 days.

I’ve made $14 so far, but I’ve heard people making a lot more.

Swagbucks is also on the Extra Money page, listed under Surveys.


For any updates on Scanning Receipts, please see the new page.

More information like this, can be found on the following pages: Financial Talk, Savings Tips, Extra Money, and Freebies.