Category Archives: Financial

New Theme, Page, Updates

If you haven’t noticed, I changed my site’s theme. I also rearranged some things and added a new page. I’m ridiculous! I’m constantly trying to make it better. I’m so OCD about everything, until my ADHD takes over.

Let me know what you think.
Feedback is always appreciated.

I really like the layout of this new theme on my laptop, but I’m not sure about the mobile view. That’s where I get tripped up. The menus and widgets show up differently. I should have checked the theme on all devices before I applied my changes, but I didn’t think about it at the time. I’ll most likely keep it for a while and experiment a bit.

What device you use the most when you’re visiting?
I can adjust more to the majority’s viewing preference.

I originally planned to add a coupon section to my Financial page, but things got out of hand. I ended up creating a new page for Savings Tips. I listed the steps that I take to help save money from before a transaction, to afterwards. I did my best to have it flow in that order. I have so much more information to add to both of these pages.

Follow me and subscribe for updates.
Thank you!

Coupon Mission: Update 4

As I am moving along this journey, I am thinking I should add this info to my Financial Tips page. Or even a new page? So far I’ve had a few updates, some bloopers, and saved a bit more than usual. Nowhere near where I want to be…yet.

I would recommend learning the coupon rules for each store, as well as the different kinds of coupons/ deals, and what can be combined.

To Obtain Coupons:

1.) Subscribe to the paper. They often runs specials for weekend delivery.
2.) Dollar Tree $1 each. They have a limit of 3 per day, Saturday and Sunday.
3.) Digital coupons. A lot of stores let you clip these on their site/ app. Some have store coupons, as well as manufacturer’s coupons from the paper.
4.) Kiosk Coupons. Some stores have a kiosk that prints special coupons. CVS is one example of this.
5.) Print coupons from the manufacturer’s site. This can take some time and use a bit of ink and paper, but you can get some decent coupons.
6.) Reach out to companies to mail them. I’ve contacted over 100 companies, so I know it’s time consuming and very few companies will send you coupons. However, I did manage to get a handful of high value ones by mail from the following. As I continue to contact companies and receive more, I will keep this list updated.

Companies Sending Coupons In The Mail:

* Blue (dog food) * Bush’s * Celestial Seasonings * Chicken of the Sea * Daisy * Frito Lay * Hostess * Hungry Jack * Juicy Juice * Kellogg * Ocean Spray * Quaker * Tyson
And, I also received a Degree deodorant sample.

In Addition to Coupons, Save Even More Money:

1.) Use store loyalty programs. Most have them. You can save at the time of sale, as well as on future purchases. This can be done online and in store.
2.) Use apps to find coupon codes and deals. This helps you to save at checkout online.
3.) Use cash back apps/sites. I have several that I use, depending on the store. This can be done online and in store.

One example I have is when I order Domino’s. I log in to use my loyalty, which gives me points towards a free pizza. I use the online coupon to get the 3+ items for $5.99 each. I then buy a Domino’s gift card which gives me 7.8% cash back. When I checkout on my phone, I use Samsung pay and get a percentage back from that. I have my PayPal business card attached, which also gives me cash back.

Going forward, I’m moving all of this info to a page and will just post updates as far as my progress. Subscribe to my blog stay informed.

Coupon Mission: Update 3

I feel like this should be a Bloopers edition….

It’s been over a week since my last update. I saved some money, but nothing went nearly as planned. Anxiety, stress, and memory lapses really did not help my mission.

Before I left the house, I prepared myself. I already had all my notes on each ad. I also wrote a list of the items I needed to buy there. When I folded it up, I could see my list. Then I clipped my coupons to the back. I did this with each ad, with the feeling that I was about to accomplish something.

With my organized stack in hand, I started at Dollar Tree. I planned to get Renuzit air freshers for $.67 each, with a buy 4 get 2 coupon. Except, I never brought the coupon and completely forget about it. When I grabbed the air fresheners, I couldn’t figure out why they weren’t marked down. I convinced myself that it will come down at the register. They didn’t, of course. But hey, I did grab a bag of Chex Mix that was much cheaper than Rite Aid.

I quickly moved on to Dollar General. They were out of a few of the items I needed. I grabbed what I could and checked out. As I put my cart away, I realized I left my coupons on the counter. So none of those were used. The cashier nicely said I could use them next time. I just smiled and agreed, as I beat myself up inside for being so mindless.

Next was Rite Aid. I’m not used to this store, so I struggled to find some things. I’m also not sure how much I really saved, compared to what I normally pay. Then, I bought the wrong razors. I had coupons for $5 & $4 off. Except one was for disposable razors, so scratch that. I still saved with their sales and my one coupon though. They were regularly $13.49, but I paid $6.14 each. Not too bad, considering. With this visit, I saved a total of $23.87. Plus I have $8 towards my next trip.

Giant was my last stop. It wasn’t as great as I wanted it to be. A few of my coupons were rejected. I also got confused over an Air Wick oil starter kit deal in the ad, listed at 2 for $6. There was no picture in the ad and no sales marked on the items. I found a kit for $13.99. I didn’t think it was right, but grabbed it anyway to ask the cashier. She had to get a manager, who approved it. Honestly, I think it was a misprint. I also had a $2 coupon, so I got 2 for $2 each! (Orig 2 x $13.99 [27.98], on sale 2 for $6 – $2 coupon = 2 for $4.) With this trip, I managed to save $75.64 off my bill of $352.02. That’s 21.49%. It’s a start.

Then of course, once I got home, I scanned all of my receipts with at least six different apps to get even more cash back.

I know I could have done a lot better. I’m still working on my process of doing things to be faster and more efficient. I really need to focus more. I learned that I need to print more coupons, take them with me, and remember to use them! Then I need to pay more attention to the details on the coupon and store rules. Also, I should probably compare prices a bit more. Stupid mistakes that I can easily work on. Baby steps.

Financial Babble

Since my last coupon post, I have contacted about 30 more companies. I didn’t receive any more coupons through the mail since Monday. I broke out of my shell for a moment. I made a post in a neighborhood app and a Facebook neighborhood group requesting any unwanted coupons. I actually received a few responses. Oh and I contacted a nearby friend of mine who has great experience in couponing. I have a bit more confidence in my journey. That’s my coupon update, which I didn’t see a need for it’s own post.

In other financial news, I recently received a call from my credit card company regarding a lower rate. I called them back today and found out it was a fraud call. However, while I had them on the phone, I asked what offers were available to me. It didn’t cost anything, but a few extra minutes. They upgraded me to a higher rewards card, so I’ll be receiving more cash back. It was totally worth those few minutes.

Every single day, I’m working on our finances. Whether it’s ways to save money or make money. I rarely impulse buy. I will jump through hoops to save. Then of course, the best part, the shopping while knowing that we have the extra money to do so. It makes it all worth it. Especially knowing what it’s like to not have the money. I’m grateful for anything extra I can do to better my family. Every little bit really does help.

Coupon Mission: Update 2

I don’t have much of an update, but I have made some progress.

So this weekend, I got the Sunday paper ads and coupons. I checked what deals I could get at Rite Aid and if it’s worth going through the trouble this week. It was, so I focused on their ad and what coupons I had on hand. I finally went shopping today and ended up spending $19.92 on Crest, ZZZQuil, 3 Pantene, and razors. I saved $22.37 between store deals and coupons. I also now have purchases tallying towards cash back. For example, spend $50 on P&G items and get $15 back. Not too terrible for my first trip back on the mega coupon wagon.

Yesterday, I received a stack of mail full of coupons from Daisy, Celestial Seasonings, Bush’s, Juicy Juice, Kelloggs, and Hostess. They also sent me letters advising of where I can get more coupons. I even got a few recipes too. I’m going to send out another batch of requests soon. Once I get through my list, I’ll post all of the companies that send me coupons.

The next thing I need to figure out is my plan for printing coupons. Since I rarely print, I have a subscription that allows me to print 15 pages a month for free. If I will be printing coupons, this will definitely increase fairly quickly.

Like I said, it’s not much of an update. But it is definitely progress.

Coupon Mission: Update 1

I recently posted that I’m on a mission to be a for-real couponer. I already save money literally everywhere else in our household budget, so it’s time to take on that ever growing grocery bill.

Granted, I do buy a lot of items. My cart is always overflowing and I usually fill both refrigerators, freezers, pantry, cabinets, and then some. It just bothers me, knowing that I can save so much more. I use my store’s loyalty program and buy things on sale. I just really need to use more coupons. The issue is finding ones that we can actually use.

Since my last post, I have reached out to 46 companies requesting coupons. For the majority of them, I just had to fill out forms on their sites. I also created a new email address specifically for this. I’ve already received several responses. A bunch said they would mail coupons to me. Most of them advised that they could not send anything, but then they directed me to where I could get their coupons. Some companies post them on Facebook, while others are sent via their newsletters. I’ve also found some that have points programs. When I’m more organized, I can post more detailed information of what I’ve found.

I recently went grocery shopping and don’t have a ton of coupons, so I won’t have any major progress yet. I just have to stay focused and remember that the end results will make all of this worth it. I am also going to begin couponing at the pharmacy again. I did really well with it before. That will help me stay on track in the meantime.

For more ways to save money, visit the Financial Tips page.

Mission to Extreme Couponing

I’ve been flip flopping with coupons over the years. I don’t mean using some coupons here and there to save a few bucks. I mean the legit couponing, where you pay virtually nothing. When I used them religiously, I did fairly well. But certain things have caused me to fall off the wagon.

There was a time when I clipped every coupon. I got the big hot pink binder to file them and a smaller one to take to the store. I wandered through the aisles, attempting to follow my list, while checking deals, and fumbling through a binder full of coupons. No matter how prepared I thought I was, it was very overwhelming for me and I could never manage it properly. I get confused, forget to use a coupon, or get stuck calculating if it was even worth using. By the end of the shopping trip, I saved very little, was super stressed, and didn’t even buy all the things I needed. I ditched the binders and used a small envelope organizer. That didn’t help at all. Eventually I realized it was causing me way too much anxiety. From then on, if I managed to use a coupon I would just appreciate the savings.

Sometime later, I started using the Krazy Coupon Lady site/app. It really helped me a lot, giving me some guidance to get a handle on the process. KCL shows you where to find deals, coupons, policies, etc. I was getting about 20 packs of newspapers every week. I focused on CVS since it was the pharmacy I used, it was familiar to me, and they always had decent deals to begin with. I made my list of items with notes, got my coupon stack, and went shopping. I actually was able to get nearly all of my items for free. On some trips, they even paid me.

This was a wonderful thing…when it worked. A lot of times, I would sabotage myself by screwing something up or getting side tracked. The store would be out of an item and I’d have to rethink things, then my anxiety would take over. I ended up slacking off. Then there was no CVS where I moved to. I have a Rite Aid, but never really attempted it there. Or anywhere else.

I’m tired of seeing $300 grocery shopping bills. It’s out of control. I do buy a decent amount of stuff to stock up and fill both of our refrigerators, freezers, and pantry. But still, this is a huge amount of money when I know for a fact I could save more.

I am on a mission to be a for real couponer. I save money literally everywhere else on our household budget. I’ve done some research and made some notes. I already do the majority of the following, but I do need to start contacting companies and purchase more papers. Let’s see how much I can save going forward. I’ll be keeping a closer eye on this.

  • Newspaper inserts.
  • Get extra newspapers from Dollar Tree for $1 each.
  • Print coupons from the manufacturer’s site.
  • Reach out to companies to send you coupons.
  • Use apps for cash back.
  • Use store loyalty programs.

For more ways to save money, visit the Financial Tips page.

Paribus

Paribus helps you save money while shopping, and even afterwards. It’s affiliated with Wikibuy, which is part of Capital One. If you download the Wikibuy extension, it will check for coupon codes and the best price when you’re shopping online at certain stores. I’ve used it a few times to find the best deal.

Paribus also keeps track of your deliveries. When something arrives later than promised, Paribus will contact you advising that you may be eligible for compensation. I’ve done it twice this month. I often forget about this part since I’ve never had to utilize it, until recently.

My last two shipments from Amazon were late. The first one was slightly disappointing because I was looking forward to my new vacuum, but no big deal. The next day, I noticed that Paribus sent me a message. This directed me to their site to view the late delivery. They said I could contact Amazon via chat, while providing the link to do so. They even gave me the exact wording, including my order number. All I had to do was copy and paste the information into the chat. I received a $5 credit right away. They made it extremely quick and easy. I would guesstimate a few minutes total between receiving the email from Paribus and receiving a credit from Amazon. This happened again on another shipment and I was given $3 for that one.

I haven’t been able to locate a referral link or code to provide, but it’s still definitely worth sharing. Try it out https://paribus.co.

For more like this, see the Financial Tips page.

Metromile

I really dislike paying for car insurance. I completely understand the concept and it’s fabulous. My issue, is that I rarely drive so it seems ridiculous to pay so much money for it.

Months ago, I did multiple quotes online and spoke to others on the phone to get the best rate. The lowest I could get was about $60 a month through Root. So I tried them out for the six months and watched their rate increase to over $70 a month. Just before my policy ran out, we had purchased a second vehicle. We needed a backup but I cringed at having to add it to the insurance. I looked into it some options and managed to find a few companies that offered pay per mile plans. This was perfect!

After some research and quotes, I ended up signing up with Metromile. I chose the most basic coverage, state minimum. We are now paying a base rate per vehicle, plus the per mile rate. That ended up being $12.30 for the car and $18 for our truck. I had to pay the base rate up front for six months which was just over $100. Once you are set up, they send you an OBD reader so they can track your miles.

I just received my first bill after trying them for a month. It was $32.52 total, minus what I prepaid. So, I only owed $1.63 for the miles I drove. Now, that is even more fabulous. Not to mention, they also give me an Amazon gift card for each referral that I send them.

Want to save money on your car insurance?
Get your free quote from Metromile pay-per-mile insurance using my referral link http://fbuy.me/pkVrx.

For more savings like this, go to the Financial Tips page.

Amazon Mechanical Turk (MTurk)

Amazon is affiliated with so many things, but I recently found out about this.

Per their site: “Amazon Mechanical Turk (MTurk) is a marketplace for completion of virtual tasks that requires human intelligence. The Mechanical Turk service gives businesses access to a diverse, on-demand, scalable workforce and gives Workers a selection of thousands of tasks to complete whenever it’s convenient.”

Basically, you get paid small amounts to do small tasks. This includes things like surveys, extracting receipt information, provide search results, pulling info from a site, rate pics, and so on.

I would love to share a referral link for this, but I’m not able to locate anything. If you would like to try this, visit https://www.mturk.com/get-started. If you have an Amazon account, it is the same login info. You can also choose to be paid via Amazon gift card. I’m scheduled to get my first payout of $8.39 this Thursday. My goal is to have a higher payout next time around. I created a reminder to make sure I log in daily and complete a few tasks.

For more sites / apps like this, see the Financial Tips page.

Cash Back From Receipts

If you know me, you know that I save every single receipt for every single thing. I record them for budgeting purposes. I also use several apps to scan them to get money back. It doesn’t take very long at all to scan them. The points add up and you can cash them out for a gift card or deposit.

A few key points in general:
Scan your receipts right away so they don’t expire.
Don’t crumble them up or they may become illegible.
For up to date information, see the app or site itself.

I have listed below all of the apps that I have successfully received money from.
This information can also be found on the Financial Tips page.


COIN OUT

Current Cash Out To Date: $22.79
This app allows you to scan pretty much any receipt. It gives you a random amount of money for each one. One receipt may get $0.01, while another gets $0.13. You can also email them your receipts for same day purchases. They have cash back for purchases and “badges” that you can click on for additional offers.
* Referral Code: TAYT94E
* Referral Link:  
https://coinout.com/referrals/new?r=TAYT94E

FETCH 

Current Cash Out To Date: $31
This app only lets you scan certain receipts via app. Offhand, I can tell you that it doesn’t accept take out like McDonald’s. When you used my referral code or link, we will each receive 2k points when you scan your first receipt.
* Referral Code: E4HFT
* Referral Link:
https://fetchrewards.onelink.me/vvv3/referralsocial?code=E4HFT

RECEIPT HOG

Current Cash Out To Date: $25
Receipt Hog seems to take every receipt. You get points, slots chances, and sweepstakes entries. It also scans your email for e-receipts.
Referral Info: Per RH, they discontinued referrals due to approaching max capacity.

RECEIPT PAL

Current Cash Out To Date: $25
This app also seems to take most receipts. Each card that is filled up equals 100 points. You also receive sweepstakes entries.
* Referral Code: PPTWMPZJ.
* Referral Link: https://app.adjust.com/oqlq9t9?label=PPTWMPZJ


Try them out and let me know what you think. I’m always looking for feedback, as well as information on any apps you have used.

YouGov Pulse

I’ve been working on getting more companies added to the Financial Tips page whenever I have a moment. YouGov Pulse VPN seemed to be a great one to add next. It’s an app that just runs in the background of your phone. Once in a while, I get a notification to reconnect it. Somehow my phone drops off. I think it’s because I have another similar app running so they are conflicting, but it hasn’t affected my earnings.

That’s literally all you need to do to accumulate points. I also receive emails on occasion to take a survey. They aren’t too lengthy and they pay out a decent amount of points. Since I’ve downloaded this, I’ve made $15. That’s pretty good since the most I do is a random survey.

Try it out with my referral link below and let me know what you think.
When you sign up and complete 4 surveys, we each get 2,000 points. https://today.yougov.com/refer/WktHlJgHs8IR26fxWx8YPA/

For similar apps that pay out, see the Financial Tips page.

Giftloop

This app has quickly become one of my favorites. You can make a few extra bucks doing quick tasks with little effort. The “coins” accumulate fairly quickly.

Giftloop has a continuous loop of screens that you swipe through. As you swipe, you come across several cat memes that you click on for 5 coins. In between the cats, there are also short videos to watch for 50 coins. You can complete offers, trials, install apps, take surveys, and more. They have a daily login bonus, along with other daily bonuses. For example, there’s a daily bonus for taking a survey. So, you get the coins for the survey itself, then collect an additional 750 bonus coins.

I have made $35 in Amazon gift cards since I’ve started using this app, near the end of last year. That’s not bad since I primarily just watch the videos, do an occasional survey, and collect my 5 coins whenever the cats pop up. Oh and I always have my phone set to collect coins whenever it’s charging. I would have cashed out more but I rarely complete the offers, apps, and trials. Since I’m really not testing out as many apps anymore, I think I will be using this one a little more often.

If you’re interested in trying Giftloop, use my referral link & let me know what you think: https://app.giftloop.co/r/93WYDMW.

For more apps like this, see the Financial Tips page.

MobileXpression

Per their site, “MobileXpression is a market research panel designed to understand the trends and behaviors of people using the mobile Internet.”

I love this app. I always brag about how easy it is to use and to make a few extra bucks. It takes very little time. You just install the app and let it run in the background of your phone. If I recall correctly, there is a security setting that you need to adjust for it to track properly. Once a week, I click on the app. It verifies that it is connected, then I collect my five points. That’s it. I’ve actually made $35 in Amazon gift cards, since the end of 2019. The amount would be higher, but when I first signed up I would always forget to click on it each week. Now I set a reminder for myself.

As much as I would love to provide a referral link or code, there isn’t any available. If you are interested in trying the app, I can send you an email. Although, I don’t know if there are any benefits for referrals. There is an affiliate program, but I haven’t signed up for it. You can also go to your app store, or their site to sign up at https://www.mobilexpression.com/About.aspx.

Try it out and let me know what you think, or if you have similar apps that you have used successfully. I am always looking for feedback.

For more apps similar to this, see the Financial Tips page.

Mistplay: Games That Really Pay

I had already mentioned Mistplay here on my site in the past, but I really didn’t have a lot of information listed on the Financial Tips page. I just updated this, but I felt the need to spotlight it as well.

Mistplay is a gaming app that you would play games on.

The process is simple:
* Choose the game that interests you.
* Download via the app.
* Open the game and play.

Usually, you will need to adjust security settings so that the app can track your activity. If it doesn’t seem like you are accumulating points, check your phone’s settings.

This has actually become one of my favorite apps, surprisingly. While they are fun, I’m usually not a fan of playing video games. This is only because I feel it wastes a lot of time and I always need to be productive. This particular app has proven to very productive for me. I have made $70 in Amazon gift cards since I’ve started using it, less than a year ago. I’m about to cash out another $10.

Use my referral link to get a bonus 50 points. Let me know what you think.

For more details, along with the most accurate up to date information, see the individual company’s sites/apps.
My only affiliation is that I personally have used these companies and share my referral links.

My Points App

I just added My Points to the ongoing list of places to make a few bucks.

They’ve been around since 1996. I’ve been using the site since 2010. Back then, there was no app. I used to get tons of Barnes & Nobles gift cards just by clicking on emails and a few other quick tasks. Then I forgot about the site for a while, until I recently started using it again. Otherwise, my lifetime points would be much higher than 8,114.

Points don’t seem to accumulate as quickly as they used to for me, but it’s still worth it. It only takes a few moments to complete a few tasks like taking surveys, playing games, shopping via the app, clicking on emails, and more. Since I started using the app, I’ve made $10 in Amazon gift cards so far.

Try it out using my referral link, and let me know what you think.

For more ways to make a few bucks and save money, check out the Financial Tips page.

Small Financial Tips – It All Adds Up

Since everyone has been home looking for things to do, I figured it was a great time to share some of my savings tips and where you can make a few extra bucks. I’ve done the hard part. You can find the apps that I’ve been using on the Financial Tips page.

Scanning Receipts:

One way that I save money is by scanning all of my receipts, which then turns into points and cash. I am currently using five apps that have successfully paid me. I’m also using a 6th app on good faith. I’ve made approximately $105 to date, using this method. Since I’m saving my receipts anyway, I enter all the information into my spreadsheet for budgeting. It’s another one of my projects in progress, but at least all the data is there. It’s been interesting to see it along the way.

Cash Back via Apps/Sites:

Another great way to save some money, is to use the apps and sites that give you cash back. The percentage and time frame varies, but I’ve had success with one company in particular. So far, I’ve received $27.36 back using two apps. Also, check with your credit card companies. They will often give cash back as well. My bank gives a percentage off at certain retailers, while my credit card gives me back a percentage of my spending. I’ve received a decent amount back from this as well.

Playing Games:

My favorite so far, has been playing games. Previously, I was very anti-playing games. Now that I’ve been making money from it, I’ve changed my mind. As long as I can multitask and remind myself that I’m making money, then I can justify it. I’ve actually made $86 just playing mindless games.

Surveys and More:

I haven’t added them to my site yet, but there’s also several other ways to make some money. There’s surveys, which I’m always on the fence with. I don’t mind them and they definitely pay off, but they can be time consuming. There’s also apps that pay you to watch videos, click emails, and have so many other opportunities.

If you’re interested in making a few bucks, then click on my referral links. They are found on the Financial Tips page.

What apps / sites are you successfully using to increase your income?

The Rewards Are The Reason

Sometime soon, I plan to update the Financial Tips page. There’s several more sites to add that I’ve been using. I also realized that I added some that haven’t actually paid me yet. I tend to get side tracked and lose my train of thought. I really want to make a point to separate those that are legit, tried, and true.

That’s the whole point of sharing all this on my site. I’ve experienced not being paid, wasting too much time, contacting customer service multiple times, researching, and so forth. I have been doing the crappy part of the work and discovered what is right for me. Now, those that are interested can partake in the benefits part with me. All I ask is that my referral links and codes are used. Most of the time when you do this, both parties get some sort of extra rewards.

The rewards are absolutely the only reason I do any of this. I honestly never had any interest in playing games on my phone. Except for that time I was obsessed with Dragon Vale for a while, but that didn’t last long. I viewed anything unproductive as a complete waste of time and other things should be done instead. When I learned about being paid to play games, this finally intrigued me. I looked into several apps. One paid me, but then stopped accumulating points. I ran into all sorts of snags, but I have found one that has been pretty decent. It’s called Mistplay. So far, I made $40 and I’m just about to cash out another $25.

I am taking a break from testing out any extra apps at the moment. It’s time consuming and I want to check out a few other things. I definitely need to do more surveys. If you find the right ones, they actually can be profitable. They are a bit of a timed, focused commitment which I struggle with. I will add the ones I have been successful with at some point. My latest endeavor has been testing and receiving discounted and free Amazon items. There’s one site I’ve received several items from, but it’s not always successful. I am working on researching some other sites at the moment.

Are there any apps or sites that you are using to make or save a few extra bucks? Share what works for you and any referral codes you may have as well.

Skullshine Sharing Some Savings

I’m obsessed with saving money and making a couple extra bucks. There’s too many apps out there that will supposedly help. I’ve gone through so much time researching and stressing to better myself financially. I figured it was a good time to begin sharing some of the things I’ve discovered along the way.

As with most things on my site, the Financial Tips page will be updated when possible. For the time being I have listed the companies that I have had the most success with cash back so far. Games, surveys, and much more will be added shortly.

Please feel free to share your experiences as well. Any feedback is also appreciated.

Thanks bunches!

LadySkullshine