I literally take advantage of every possible bit of savings available before, during, and after every transaction. In the sections below, I explain the different options that I use. It may take longer, but it’s worth the extra money that is saved. There are a lot of different scenarios, so it can get complicated. Don’t get overwhelmed. Just do what you can and develop your own ways to save. Every little bit helps.
Disclaimer: Everyone’s results will vary accordingly. Where I fall short, you may excel and vice versa. Also bear in mind that I’m in Pennsylvania USA, using an Android phone and a Windows 10 laptop. Some apps may not work for you due to platform, location, etc.
The key is to combine as much as possible to make the most of your money. But honestly, every little bit you can do helps. Start with what you are comfortable with.
A few simple things to start with.
- Loyalty Programs: Sign up to save on purchases & other perks.
- Follow Sales: Check ads and sites. Keep track of the best deals.
- Gift Cards: Buy them at a discounted rate, like Dominos Pizza.
These are a bit more involved, but I have additional details below.
- Coupons: Paper, digital, codes, and more.
- Cash Back Apps/Sites: Third party offering cash back.
- Cash Back Payment Cards: Most bank cards do this anymore.
The following have been moved to their own pages.
- Scan Receipts: I use about ten apps to scan my receipts for cash back.
- Freebies/Rebates: Get items free after rebate.
There are all sorts of coupons including printed, digital, manufacturer, store, coupon codes, and so on. To get the best results, I would recommend learning the rules for each store, the different kinds of coupons/ deals available, and what can be combined.
- Subscribe To Newspaper. They run specials for weekend delivery.
- $1 Papers at Dollar Tree. There’s a limit of 3 per day, Sat & Sun.
- Digital Coupons. Clip (save) them on their site/ app.
- Kiosks. Some stores, like CVS, print special coupons in store.
- Manufacturer’s Sites. Several have a printable coupon section.
- Third Party Sites. Print manufacturer’s coupons from other sites..
- Magazines. They often have coupons and samples tucked inside.
- In The Mail. Very few will send any, but I managed to get some high value coupons and samples too.
- Blue (dog food), Bush’s, Celestial Seasonings, Chicken of the Sea, Daisy, Frito Lay, Hostess, Hungry Jack, Jif, Juicy Juice, Kellogg, Maruchan, Ocean Spray, OnCor, Quaker, Seventh Generation, Tyson.
- I also received samples from Degree deodorant, Breathe Rite strips, Seventh Generation detergent.
***Expired manufacturer coupons can be used by our overseas military, for up to six months past their date. You can mail them directly or send them to the Support Our Troops: Troopons Program. There are some guidelines to this that I found on their site, so you really want to review it first.
Cash Back Apps/ Sites:
Verify all of the requirements needed to receive cash back. Also, keep track of when you are paid. I placed a few online grocery orders before I realized I wasn’t getting paid and it was my own fault.
Paribus is owned by Capital One. You would need to link Paribus to your Amazon profile. It will scan for late deliveries, notify you, then help you to get your cash back. You can even do this if you have Prime.
When applicable, Paribus will send an email stating that they have detected a late delivery, and you may be eligible for compensation from Amazon. When you click the link, it takes you to their site. There will be a pop up with the steps, along with the order number, and a pre-written message for you to use in chat.
It literally only takes one minute to do this and receive a credit. I’ve done it myself several times. This does not go on your Amazon gift card balance. It will show up in your cart when you place an order. You’ll see it in the payment section with a checkbox for you to choose it.
I don’t have a referral link for this, but thought Paribus was worth sharing.
I originally created a RebatesMe account in February and received a $5 bonus. Then, I got a $1 bonus for installing the browser extension. Each time I place one of my Walmart orders, I click on RebatesMe to get 4.2% cash back.
- Rakuten (prev. Ebates):
Rakuten gives you a cash back percentage when you shop at certain stores. You can either use their site, app, or extension. Your cash back accumulates on your account until you have a balance of $5 to cash out.
I used to use this a lot more often, but they stopped paying for Amazon and a few others that I shop at. So far, I’ve cashed out $11.
Cash Back Payment Cards:
A lot of cards give cash back on purchases anymore. I actually get a decent amount back, but then I make a lot of purchases on Amazon. I get most of my money back already for my items, plus extra cash back from my cards.
- Capital One/QuickSilver Credit Card:
I’ve used Capital One for several years and never had any problems with them. I get cash back all the time on my purchases.
I look for every possible savings on every day bills, shopping, and random things. Below is a mix of sites that you can save a few bucks on.
- Amazon Prime
- Amazon Treasure Truck
- HP Instant Ink
- Amazon Prime
I love Prime for the fast and free shipping. There are other perks included like music, photo storage, and their video service. You can also add family and friends to your account so you can share these benefits.
If you’re concerned about spending the extra $12.99 a month, you may be able to get it at a reduced rate. If you are a student, see if you qualify to pay $6.49. You may be able to get it for only $5.99 a month if you are an EBT/Medicaid recipient. If you want to skip paying for Prime, keep your purchases over $25 each and you will get free shipping.
- Amazon Treasure Truck:
Amazon has a program called Treasure Truck. When you sign up, they will send you a daily text offering a new item at a discounted rate. You can click the link to see if it’s still available, then order it. It is then shipped according to if you have Prime or not.
For more information, see my recent blog post.
- HP Instant Ink: Ink Replacement
HP Instant Ink monitors your printer’s ink levels and sends you cartridges when you run low. They have a few different plans depending on how much you print. I have been using them for several years with my wireless HP Envy 4500, changing plans accordingly. Right now, I have the FREE plan, which allows up to 15 pages a month. I get charged $1 for each additional 10 pages. So, when I go over my pages, I still stay below the next plan’s price. I also still get ink cartridges sent to me whenever they notice I’m running low.
- Metromile: Car Insurance
I rarely drive, so Metromile makes perfect sense for me. I pay around $35 a month, with bare minimum coverage. They charge a base rate for each vehicle, plus the miles driven. When needed, they respond quickly and are very helpful.
- Wish: Super Cheap Shopping
Wish has pretty much a little bit of everything. You can use coupon codes to save even more money. Shipping can be more expensive and take longer, but honestly the items I order are never a rush anyway.
Try Wish with my Referral Code HZVSDYJ. Thank you!
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