MY Lists

I’m always seeing these lists with all sorts of great financial tips. I get super happy, click them, only to be really disappointed. They are usually mostly garbage. There’s a lot of clickbait and promotional ads. A very slim few of the things ever listed are actually legit helpful. But, every single time I see a list, I get excited to see what’s on it. I complain and swear I’ll make my own one day.

Well here it is. I hope it helps! I’ll add more to it later, and try to make it fancy. Maybe I’ll even start sharing it once it’s complete.

More information about all of the listed items can be found in the Smile, Sparkle, Save section of this site.


Reduce Monthly Bills

First review all bills. See how much is being spent versus how much money is coming in. Try to eliminate things that are not needed. Switch to another company as needed.

  • Verify you’re on the lowest plan for your needs
  • Set up autopay. Avoid late fees. They sometimes offer discounts.
  • Review bills periodically for any changes or extra charges.
  • Use an ink subscription.
  • Pay by the mile for auto insurance, if you don’t drive a lot.

Save While Shopping
Basic List
  • Sign up for loyalty programs wherever you shop.
  • Use coupons and discount codes.
  • Stack everything possible to get the best deal.
  • Use a calculator.
  • Get cash back from credit cards.
Advanced
  • Buy discounted gift cards to pay with.
  • Use cash back apps, sites, and extensions.
  • Submit your receipts for cash back.

Make A Few Bucks In Your Spare Moments

There are apps that pay you for things in your spare time, on up to actual side jobs available.

  • Play mobile games.
  • Use passive apps.

Credit Score

  • Add things like Netflix and rent payments to help boost your score.
  • Keep credit card balances below 33%.
  • Make additional payments to keep your balances lower.
  • Don’t apply for everything.

More information about all of the listed items can be found in the Smile, Sparkle, Save section of this site.


This site is updated often and new content is always being added. Please bookmark the home page, so you can always find your way back to visit.


Smile, Sparkle, Save!

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